ABOUT US
We eliminate risk by analyzing, understanding, and validating the non-credit-related elements associated with asset backed lending.
The right way, every time — In pursuit of ZERO loss
More than three decades ago, founder Mike O’Kelley recognized a need for construction loan risk mitigation following the savings and loans crises of the 1980s. Mike’s 20-plus years working for national contractors provided the insight necessary to identify construction-related risk and become a strategic partner for lenders across the southwest. Today OAK Banks Services provides “boots on the ground” consulting services for with a wide array of asset-based lenders. We get fired up about ZERO loss!
Our Values
- Reliable
We will deliver consistency in our actions and services so that we may be accountable to our team as well as dependable and valuable partners for our clients.
- Accurate
Our attention to detail will be directly proportional to our client’s bottom line as well as our own. We will perpetually adjust our internal systems to eliminate mistakes and maximize accuracy.
- Competitive
Our competitive nature will force us to innovate, leading to better services and significantly more value for our clients.
- Nimble
We will embrace change and look to move quickly in adopting new ways of doing things. This will lead to better quality and quicker results for our company and our clients.
- Knowledgeable
We will welcome every opportunity to learn about our industry, our clients, and our employees so that we may recognize and act on opportunities to improve our products, services, and culture.
Leadership Team
Kevin O'Kelley, CEO
Kevin began his career as a builder for David Weekley Homes in 2004, one of the largest privately held homebuilders in America. He quickly advanced to Senior Builder, managing ground-up construction projects in the greater Houston area. Kevin received multiple Builder of the Year awards before leaving Weekley in 2013 to join his father, Mike, at O’Kelley and Company and eventually OAK Bank Services. In 2021, Kevin obtained an MBA from Texas A&M University and today, he leads the OAK Bank Services operations team. Kevin is committed to ensuring lender transparency through every phase of the construction process.
Mike O'Kelley, Founder
Mike began his career as a project manager for U.S. Home Corporation in 1977. He was promoted to Division President and eventually Senior Vice President of Operations where he was responsible for U.S Home Corps master-planned communities and multi-family projects in 10 states. In 1985 he left U.S. Home to become President of Homecraft Development Corp where he would stay until starting O’Kelley and Company Inc in 1990 (currently OAK Banks Services) to provide construction lending controls for lenders in the aftermath of the savings and loans crisis. Mike has served as the chairman of several state construction and land development associations and has over 30 years of experience working with lenders to improve their process controls and project oversight.